Over the last 14 years, school fees have jumped 78%. The total cost of educating a child from nursery to university, taking into account inflation at 4.8%, is now more than £750k.
But you don’t need to earn more, take more risk or improve your investment returns to cover this recurring cost. In fact, by cutting fees and creating just one efficiency in your financial life, you could cover your bill every year.
Prior to working with Y TREE, a typical client pays between 1.8% and 2.5% in wealth management fees. By improving the efficiency of your investment set-up (fund costs, discretionary fund management fees, custody and transaction costs), you can easily reduce those costs to 0.7%.
Over 20 years, this could save you £2.3m.
But Y TREE doesn’t just focus on cutting costs. We create multiple, marginal gains across your entire financial profile – risk mix, liquidity, currency, cost, structuring. Each little win compounds to significant value over time.
That means you can probably cover the cost of education and then some. Our clients reinvest the value we generate into the things they care about most – their children, businesses they’re passionate about, travel, retirement, house renovations, philanthropy. It’s up to you.
We are bringing money back to life.
Our clients are leaders in many of the top private equity, consulting, corporate finance accounting and law firms, as well as executives in British business and tech entrepreneurs.
This is absolutely brilliant. You’ve captured all the issues with the industry…in a beautifully data-driven way.
I would absolutely recommend Y TREE. The client service, clarity and logic of your approach is second to none.
Unless I had billions of pounds, I’d never be able to replicate the quality of your team. I don’t want a family office – this is what I need.